Zo te zien heb je geen bron nodig.
Je hebt zeker artikels gelezen als "Ripple heeft 300 partners" en "Moneygram gebruikt XRP".
Ik zal de verwarring proberen uit te leggen. Ripple is een beetje als "Black Lives Matter". Je hebt de leus, waar bijna iedereen het wel mee eens is. En je hebt de Marxistische organisatie "Black Lives Matter", die veel impulsieve donaties ontvangt, terwijl waarschijnlijk veel minder mensen het eens zijn met waar zij voor staan.
Zo heb je ook Ripple, de organisatie (AKA Ripple Labs, Inc.). Zij hebben veel producten, waaronder xCurrent, die door banken wordt getest. En je hebt Ripple (de token XRP) van diezelfde groep. Van de 300 banken die Ripple('s producten als xCurrent) gebruiken zijn er misschien 3 waarvan je een experimentele transactie op de openbare chain Ripple (XRP) kan vinden. Maar Ripple (XRP) heeft vooral weinig met Ripple('s producten voor banken) te maken.
Ripple executives, including CTO David Schwartz, have admitted the software that is sold to banks for payments processing, XCurrent, is not a blockchain or any form of distributed ledger.
Ripple Inc is wel gebaat bij de verwarring.
Ripple claims to be completely separate from and have no control over the XRP cryptocurrency, in spite of the FinCen press release describing XRP as "its virtual currency, known as XRP".[54] However Ripple controls the vast majority of the supply of XRP[57] and, according to its own published records, earns the majority of its income from selling XRP.
En dan krijg je
dit soort artikels, waar de hoofdlijn zo wordt samengevat:
1. Ripple has announced that the three hundredth partnership was completed yesterday, marking a historic milestone.
2. Furthermore, as many transactions with XRP were carried out this October as the whole of last year.
Punt 1 en punt 2 hebben niets met elkaar te maken maar het is goed voor de verkoop om te doen alsof punt 1 iets met XRP te maken heeft door er meteen daaronder iets positiefs over te melden.
In 2018 CEO claimed on multiple occasions that by end of that year "major banks" would be using Ripple tools that made use of the XRP cryptocurrency and that by end of 2019 "dozens" of banks would be using XRP.[58] Both claims by the end of 2019 were proven to be untrue.
Ripple labs, the team that built XRP is still working actively with banks on solutions, however, none of these solutions actually use XRP in production. The brand has been falsely correlated with each other.
Uit de mond van een bank (Western Union) zelf:
At a conference in 2019[61], Hikmet Ersek, CEO of Western Union, stated that his company had experimented with Ripple in 2018 but had chosen not to adopt their cryptocurrency based payments software because, “It’s five times more expensive”, than using their existing infrastructure.
Waarom gebruikt Moneygram dan wel XRP?
In 2020 an article in Financial Times Alphaville[62] revealed that Moneygram, the largest public user of Ripple's XRP based liquidity tools, has not only received a $50m investment prior to adopting the tools but that the software was provided free of charge by Ripple and that Moneygram was receiving an on-going subsidy for using XRP, amounting to $8.9m in Q4 2019. The same article revealed that Ripple was dependent on sales of XRP to remain profitable.